US homebuyer closing check · USD only

Compare Your Loan Estimate and Closing Disclosure Line-by-Line in 20 Seconds Before You Sign.

A focused mathematical comparison for the final stretch before closing. See how a supported H-24 Loan Estimate compares with an H-25 Closing Disclosure, then prepare calm, specific questions for your loan officer.

One-time $14.99 target No account or subscription Digital PDF path designed to stay on-device

Interactive client-side TRID diff preview

Try the sample numbers. No file upload.

Change the H-24 or H-25 amounts below. The sample arithmetic runs entirely in this browser using USD cents.

100% browser-local · zero file upload

Form section	Sample charge and assumption	H-24 LE · USD	H-25 CD · USD	Sample group
A	Origination processing feePaid to the creditor	H-24 origination processing fee	H-25 origination processing fee	0% Zero-Tolerance
B	Appraisal feeAssumed no permission to shop	H-24 appraisal fee	H-25 appraisal fee	0% Zero-Tolerance
C	Title searchBorrower selects from creditor's written list	H-24 title search	H-25 title search	10% Cumulative Tolerance
C	Settlement serviceBorrower selects from creditor's written list	H-24 settlement service	H-25 settlement service	10% Cumulative Tolerance

Illustrative assumptions only. Actual category placement depends on creditor shopping permission, provider selection, affiliate relationships, and transaction evidence.

0% Zero-Tolerance group $280.00 Line-item excess total. Each eligible fee is assessed separately.

10% Cumulative Tolerance group $10.00 H-24 group baseline $850.00 · H-25 group $945.00 · 110% ceiling $935.00.

Potential Tolerance Variance — Ask your lender whether a valid Changed-Circumstance Revised Loan Estimate applies.

The 10% amount is tested across the eligible group as a whole, not as a separate 10% allowance for each row. This sample covers Sections A, B, and C; government recording fees appear elsewhere on the forms and are not included here. See 12 C.F.R. § 1026.19(e)(3) and the CFPB model forms.

Two practical deliverables · one loan file

Value whether the comparison is clean or not.

TRID Tolerance Reconciliation Sheet

Line-by-line 0% and 10% cumulative tolerance arithmetic, the baseline used for each group, and calm questions you can take to your loan officer.

Which estimate and fee event were used as the comparison baseline?
Was shopping permitted, and was the selected provider on the written list?
Does a documented event affect this specific charge?

Closing-Day Verification Certificate

A personal checklist for the final details that still matter when the comparison is clean:

Cash to Close cross-check
Rate-lock expiration check
Escrow cushion check
First payment date
Closing wire transfer verification checklist

One-time early-access offer

A single loan-file pass. No recurring plan.

For one supported H-24 and H-25 pair from the same US residential mortgage file. The two deliverables above are included in the proposed pass.

I confirm this is a US residential mortgage file and the disclosure amounts are in USD.

Confirm US residential mortgage and USD eligibility to continue.

$14.99

USD · one-time · one loan file

Gate 0 status: the payment-link setting is empty. The button opens a concierge and early-access email handoff; it does not charge you today. A Stripe Payment Link can be enabled in config.js for direct checkout.

Product and privacy boundaries. CloseShield is a mathematical document-comparison utility only — not attorney representation, tax preparation, or mortgage underwriting. It does not make a lending decision or replace review of the transaction record. This website has no document-upload control. Zero borrower PDFs or financial records are stored on CloseShield servers. The planned mobile digital-PDF workflow is designed for on-device text extraction. The optional mobile photo-scan fallback is separate and requires on-device redaction plus explicit opt-in; details are in the Privacy Notice. The website's 20-second workflow is a product target for supported, readable digital PDFs, not a promise about every file.

Privacy Terms Support support@seeitasone.com